| Card | Annual fee | FX fee | Min salary | Welcome bonus |
|---|---|---|---|---|
| FAB World Elite Mastercard First Abu Dhabi Bank | Free | 2.49% | Invitation only | — |
| Liv Cashback Credit Card Liv | Free | 1.99% | No minimum | — |
| Liv Cashback+ Credit Card Liv | AED 700 | 1.99% | No minimum | — |
| ADCB 365 Cashback Credit Card Abu Dhabi Commercial Bank | AED 383.25 (year 2+) | 2.99% | AED 5,000/mo | AED 365 welcome bonus — AED 5,000 spend within 45 days of issuance. |
| ADCB Essential Cashback Credit Card Abu Dhabi Commercial Bank | Free | 2.99% | AED 5,000/mo | Up to AED 250 welcome cashback on new-customer activation |
| ADIB Cashback Visa Covered Card Abu Dhabi Islamic Bank | AED 103.95 | 2.3% | AED 5,000/mo | — |
| CBD One Credit Card Commercial Bank of Dubai | Free | 3.5% | AED 5,000/mo | — |
| DIB Consumer Cashback Reward Card Dubai Islamic Bank | AED 210 (year 2+) | 3.7% | AED 5,000/mo | — |
| Emirates Islamic Switch Cashback Credit Card Emirates Islamic | AED 313.95 (year 2+) | 2.54% | — | AED 500 cashback after AED 15,000 of retail spend within 60 days of card approval (welcome offer valid until 31 December 2026). |
| Emirates NBD Noon One Visa Emirates NBD | Free | 1.99% | AED 5,000/mo | AED 500 noon credits on AED 5,000 spend + 1-year free noon One membership |
| Emirates NBD WebShopper Credit Card Emirates NBD | AED 52.50 | 1.99% | AED 5,000/mo | — |
| FAB Cashback Card First Abu Dhabi Bank | AED 315 | 2.49% | AED 5,000/mo | — |
| HSBC Live+ Credit Card HSBC | AED 313.95 (year 2+) | 2% | AED 5,000/mo | — |
| Mashreq Cashback Credit Card Mashreq | Free | 2.89% | AED 5,000/mo | AED 500 welcome bonus for new credit-card customers (AED 100 for existing customers) on AED 5,000 of spend within the first 2 months. |
| Standard Chartered Platinum X Credit Card Standard Chartered | AED 525 (year 2+) | 2.99% | AED 5,000/mo | — |
| Wio Credit (Mastercard World) Wio Bank | Free | 2% | AED 7,000/mo | — |
| Citi Cash Back Credit Card Citibank | AED 315 (year 2+) | 2.99% | AED 8,000/mo | Citi’s product page advertises an AED 300 joining-bonus statement credit for eligible direct applicants on AED 6,000 of qualifying spend within 60 days. Check the terms shown for your application route. |
| Emirates NBD Mastercard Platinum Emirates NBD | Free (year 2+) | 1.99% | AED 12,000/mo | — |
| Emirates NBD Visa Flexi Emirates NBD | Free (year 2+) | 1.99% | AED 12,000/mo | — |
| RAKBANK World Credit Card RAKBANK | AED 997.50 (year 2+) | 2.57% | AED 20,000/mo | — |
Best UAE cashback credit cards (November 2026)
Side-by-side comparison of the cashback-earning UAE credit cards we cover. Annual fee, FX fee, minimum salary, and current welcome bonus.