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DubaiPoints

Salary-transfer calculator

Compare estimated rewards by monthly salary and the products you are willing to take. Check issuer conditions before relying on an estimate.

Inputs salary · products · tenure
Currency AED-equivalent
Voucher discount 20%

Salary thresholds vary by offer. Enter your exact monthly salary.

Product choices and filters
Willing to take additional products

Highest matching estimate: Emirates Islamic, AED 1,000 cash-equivalent.

Highest matching estimate

Emirates Islamic

Salary Transfer Cashback (October 2026 – March 2027)

AED 1,000cash-equivalent

Based on a salary of AED 20,000 and the salary band AED 15,000–AED 34,999. Assumes you will stay at least 12 months.

Emirates Islamic — Salary Transfer Cashback (October 2026 – March 2027)

Estimate — matches your inputs
AED 1,000 cash-equivalent
  • CASA salary cashback (non-UAE nationals): AED 1,000
  • Salary-account reward only. The optional Covered Card reward is not included because qualifying spend within the bank’s deadline is not verified.

Read offer conditions →

Mashreq — Salary Transfer Joining Bonus + Early Bird (NEO / Current)

Estimate — matches your inputs
AED 1,000 cash-equivalent
  • Joining bonus: AED 1,000
  • Conditional extras are not included. Check the bank’s terms for those rewards.

Read offer conditions →

HSBC — New-to-Bank Cashback Offer, salary-transfer legs (September–December 2026)

Estimate — matches your inputs
AED 750 cash-equivalent
  • Cash bonus: AED 750

Read offer conditions →

First Abu Dhabi Bank — 20% Salary Transfer Campaign 2026

Requires confirmation
  • Requires qualifying savings or new-card spend each month. This calculator does not verify either route.

Read offer conditions →

Dubai Islamic Bank — DIB XTRA Salary Transfer Bonus

Does not match your inputs
  • This offer requires an eligible covered card or qualifying personal or auto finance. None is selected.

Read offer conditions →

Emirates NBD — Salary Transfer Welcome Bonus (payroll cashback, 25 Sep – 24 Dec 2026)

Does not match your inputs
  • A qualifying credit card is required and was not selected.

Read offer conditions →

How the score works

Cash bonus — face value. Voucher — face value × 0.80 (resale and utility loss). Monthly cashback — per-month value × tenure months. Unidentified points currencies are not priced. For reference, the published Skywards baseline is AED 0.02 per mile, not a rate for other points.

What matches your inputs

Salary, product choices and filters are checked. A matching estimate is not a bank approval; check the offer's full conditions.

What needs confirmation

Where a product, qualifying transaction or spending condition cannot be checked, the offer is not ranked. Optional rewards with unverified conditions are excluded from the estimate.

Current tracker → Compare cards → AED valuations → Methodology