Independent UAE points & miles publication
Fly further.
Pay less.
UAE-resident guides to the card combinations, salary-transfer bonuses and miles redemptions that stretch a Dubai paycheque further — AED-first, dated and sourced.
73 cards 15 banks Every figure dated & sourced No paid placements
Tools
Start with a tool.
Explore, compare and calculate against sourced card data — before you apply.
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Card finder
Explore 73 cards against your own monthly spending.
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Spend-return calculator
What a card pays back, in AED, on the way you actually spend.
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Salary-transfer calculator
Match your salary band to the live bank offers.
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Compare cards
Put a shortlist side by side: fees, earn, FX and eligibility.
Cards we rate
73 cards. Three to start.
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- Annual fee
- AED 1,575 year 2+
- Min salary
- AED 30,000 /mo
- FX fee
- 1.99% issuer FX charges including VAT; scheme charges may also apply
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- Annual fee
- AED 2,625
- Min salary
- AED 30,000 /mo
- FX fee
- Up to 2.74% issuer FX charges including VAT; scheme charges may also apply
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- Annual fee
- AED 313.95 year 2+
- Min salary
- Pending
- FX fee
- 2.10% issuer processing fee including VAT; scheme charges may also apply
Live now
What's on offer right now.
Checked against each bank's published terms. Offers change without notice — verify before applying.
Salary transfer
Tracker →- Dubai Islamic Bank Up to AED 3,000 cash · AED 5,000+ salary · Sharia-compliant Verified 13 Oct 2026 · check deadline with bank
- Emirates Islamic Up to AED 11,000 cash · AED 5,000+ salary · Sharia-compliant Verified 15 Oct 2026 · ends 31 Mar
- Emirates NBD Up to AED 2,000 cash · AED 15,000+ salary Verified 13 Oct 2026 · ends 24 Dec
- First Abu Dhabi Bank Up to AED 9,000 cash · AED 5,000+ salary Verified 13 Oct 2026 · ends 31 Dec
Deals
All deals →- Dubai Islamic Bank Air Arabia — 20% off Ultimate and 10% off Value fares with a DIB Visa Covered Card, book by 15 November Ends 15 Nov · Code DIB
- Emirates Islamic Air Arabia — 20% off Ultimate and 10% off Value fares with an Emirates Islamic Visa credit card, code EIB, book by 15 November Ends 15 Nov · Code EIB
- Emirates Islamic Careem DineOut — AED 40 off a weekend bill of AED 200+ with an Emirates Islamic Visa card, to 29 November Ends 29 Nov
- Emirates Islamic Carrefour online — up to AED 50 off every weekend with an Emirates Islamic Visa card, to 29 November Ends 29 Nov · Code EI50
From the news desk
Latest news.
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Qatar's November Privilege Deals: 25% off Avios to Colombo, Kathmandu, Manila and more — book by 14 November
Qatar Airways' November Privilege Deals cut 25% off Avios award prices on Business Class to Colombo, Kathmandu, Manila, Kuala Lumpur and Jakarta, among others. Book by 14 November 2026, travel by 31 December.
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Cash or Miles? Compare three Emirates prices, not two
Cash+Miles and Classic Rewards are different ways to use Skywards Miles. A clearly hypothetical example shows how to compare both with a cash fare.
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UAE Card Change Log: correcting our Liv salary and fee figures
We corrected our Liv salary eligibility and Cashback+ fee figures against the issuer's key facts. This is a DubaiPoints correction, not a new bank change.
Card image: Liv -
UAE Salary Switch Scorecard: when does the reward become spendable?
A salary-switch campaign deadline is not a payment date. Compare the qualifying and payout clocks, then build a record before moving payroll.
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Cash or Miles? Abu Dhabi to Muscat on Etihad
Same Economy flight and checked bag, two ways to pay. We priced both and checked where the fare rules differ.
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Cash or Miles? Two UAE flights, two break-even examples
Compare an all-in fare with miles plus fees. Two hypothetical Emirates and Etihad examples show how to calculate your break-even cash fare.
Evergreen reading
Useful guides.
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Cashback credit cards: a 2026 guide for UAE residents
Compare UAE cashback cards by eligible purchases, spending conditions, caps and fees. Build a shortlist around the spending you already make.
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Dining credit cards: a 2026 guide for UAE residents
Compare UAE dining cards by restaurants, delivery platforms, qualifying spend and caps. Check which purchases earn rewards before choosing.
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Entry-level credit cards: a 2026 guide for UAE residents
Compare UAE starter cards by fees, salary and alternative eligibility routes. Check repayment costs and reward restrictions before applying.
Build your strategy
What are you optimising for?
Pick a goal and the cards are ranked for it — straight from the sourced card database, with pending terms identified.
Start here
Everything on DubaiPoints.
- 73 cards
Credit-card reviews
Cashback, miles and Islamic cards compared on fees, earn rates and eligibility.
- 15 banks
Bank guides
Every covered UAE issuer — fees, eligibility and card line-ups.
- 5 programmes
Miles & loyalty
Skywards, Etihad Guest, Qatar and the other airline programmes — tiers, partners and sweet spots.
- 6 live offers
Salary-transfer tracker
Band-by-band cash and rate offers across UAE banks, every entry dated.
- 45 live
Lifestyle deals
Time-bound UAE dining, retail and travel offers — dated, sourced, archived when they end.
- 31 guides
Guides
The expat starter series, eligibility, AECB credit, transfer ratios and the groundwork.
How we work
Every figure dated, sourced and in dirhams.
- cards checked against issuer documents
- 73
- UAE banks covered
- 15
- first, on every price we print
- AED
- paid placements
- 0
Who writes DubaiPoints How we work How we make money Corrections How we value points
Keep up
New offers land on the news desk first.
Salary-transfer changes, card launches, programme shifts and live bank deals, each dated and sourced, AED-first.