Fly further. Pay less.
UAE-resident guides to the card combinations, salary-transfer bonuses and miles redemptions that stretch a Dubai paycheque further — AED-first, dated and sourced.
Home to Dubai, with the next trip already earning.
57 cards 15 banks Every figure dated & sourced No paid placements
Tools
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Cards we rate
57 cards. Three to start.
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- Annual fee
- AED 1,575 year 2+
- Min salary
- AED 30,000 /mo
- FX fee
- 1.99%
- Welcome
- Up to 100,000 Skywards Miles + complimentary Rotana Rewards
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- Annual fee
- AED 383.25 year 2+
- Min salary
- AED 5,000 /mo
- FX fee
- 2.99%
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- Annual fee
- AED 2,625
- Min salary
- AED 30,000 /mo
- FX fee
- 2.49%
- Welcome
- 55,000 Etihad Guest Miles on card activation
Live now
What's on offer right now.
Checked against each bank's published terms. Offers change without notice — verify before applying.
Salary transfer
Tracker →- Dubai Islamic Bank Up to AED 3,000 cash · AED 5,000+ salary · Sharia-compliant Verified 13 Oct 2026 · ends 31 Dec
- Emirates Islamic Up to AED 11,000 cash · AED 5,000+ salary · Sharia-compliant Verified 15 Oct 2026 · ends 31 Mar
- Emirates NBD Up to AED 2,000 cash · AED 15,000+ salary Verified 13 Oct 2026 · ends 24 Dec
- First Abu Dhabi Bank Up to AED 9,000 cash · AED 5,000+ salary Verified 13 Oct 2026 · ends 31 Dec
Deals
All deals →- Dubai Islamic Bank Air Arabia — 20% off Ultimate and 10% off Value fares with a DIB Visa Covered Card, book by 15 November Ends 15 Nov · Code DIB
- Emirates Islamic Careem DineOut — AED 40 off a weekend bill of AED 200+ with an Emirates Islamic Visa card, to 29 November Ends 29 Nov
- Emirates Islamic Carrefour online — up to AED 50 off every weekend with an Emirates Islamic Visa card, to 29 November Ends 29 Nov · Code EI50
- HSBC Zomato Gold — 12 months of dining membership free with any HSBC card, register by 29 November Ends 29 Nov · Code HSBCGOLD
Latest
Fresh from the desk.
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ALL Accor doubles points at 46 UAE hotels, and on dining, for bookings made by 13 December
Register, then book two nights or more at a participating Accor hotel in the UAE, the wider Middle East, Africa or Asia-Pacific between 27 October and 13 December 2026, and stays to 31 March 2027 earn 2X Reward points. Paying direct at a participating restaurant or bar earns double too, until 13 December. Sofitel, Fairmont and Raffles are not on the list.
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Emirates puts the A350, and Premium Economy, on every Dubai–Vietnam flight by 1 December, and on Durban from March
A second daily A350 to Ho Chi Minh City from 1 November and both daily Hanoi flights from 1 December mean all four Dubai–Vietnam services carry Premium Economy. The daily Durban flight follows on 1 March 2027. Emirates describes the 2-4-2 Premium Economy seat, not its new privacy-screen design.
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Skywards pays double Miles on IHG, Booking.com and car hire, and 25% extra on ALL Accor transfers, to 30 November
Emirates Skywards members earn double Miles on hotel stays booked through Booking.com and IHG and on car rentals with five firms, 50% extra on Emirates Skywards Hotels and Emirates Holidays, and a 25% bonus on ALL Accor conversions. Book between 29 October and 30 November 2026 (26 November for holidays); stays and rentals must be completed by 31 January 2027.
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Lifestyle deals
Time-bound UAE dining, retail and travel offers — dated, sourced, archived when they end.
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Guides
The expat starter series, eligibility, AECB credit, transfer ratios and the groundwork.
How we work
Every figure dated, sourced and in dirhams.
- cards checked against issuer documents
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- 15
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- AED
- paid placements
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Salary-transfer changes, card launches, programme shifts and live bank deals, each dated and sourced, AED-first.