| Card | Annual fee | FX fee | Min salary | Welcome bonus |
|---|---|---|---|---|
| ADIB Cashback Visa Covered Card Abu Dhabi Islamic Bank | AED 103.95 | 2.3% | AED 5,000/mo | — |
| DIB Consumer Cashback Reward Card Dubai Islamic Bank | AED 210 (year 2+) | 3.7% | AED 5,000/mo | — |
| Emirates Islamic Switch Cashback Credit Card Emirates Islamic | AED 313.95 (year 2+) | 2.54% | — | AED 500 cashback after AED 15,000 of retail spend within 60 days of card approval (welcome offer valid until 31 December 2026). |
Sharia-compliant UAE credit cards
UAE Islamic credit cards from Emirates Islamic, ADIB, DIB and others. No interest (riba) charged; profit-rate or fee-based structure.