Mashreq Cashback is a dining-led Visa card paying cashback in AED. That does not make its qualifying spending unlimited or every local purchase eligible for the same rate.
- Annual fee
- Free
- Min salary
- AED 5,000/mo
Pros
- Dining is a distinct standing reward category
- Cashback is paid in AED rather than a separate points currency
- The issuer markets the primary card as free for life
Cons
- Qualifying statement-cycle spending is limited by the assigned credit-card limit
- Product and KFS wording differ on the other-UAE earn-rate bound
- Bank-channel bill payments do not earn cashback
Earn rates and source conditions
- Everything else
- Pending
Cashback-eligible spend in each statement cycle is limited by the assigned credit-card limit; that customer-specific limit is not a published numeric cap. The product page describes other local spend as an upper bound while the KFS states an exact other-UAE rate, so the stored everyday rate remains withheld pending reconciliation. Bill payments through Mashreq Online and Mobile Banking App do not earn cashback. No unrestricted-spend total return is calculated.
The current product page restricts cashback-eligible spending in a statement cycle to the assigned credit-card limit. Your own limit is not a public source value, so it is not entered as an invented numeric cap.
The product page describes other local spending with an upper bound; the KFS states an exact other-UAE rate. The stored base remains withheld pending reconciliation. A reduced sector rate also does not override the explicit exclusion for bill payments through Mashreq Online and Mobile Banking App.
Fees
The fee figures retain their prior source record; this is not a whole-card re-verification. Check the current KFS for the applied foreign-currency charges, repayment terms and other costs before applying. Carrying a balance can outweigh cashback.
Welcome offer
A welcome incentive is separate from standing cashback. Read its current customer, spend-window and eligible-transaction conditions; do not spend extra merely to qualify.
Is it useful for your spending?
It may be a useful dining card if the issuer’s merchant classification, your assigned limit and the eligible payment channel match how you actually spend. It is not presented as a set-and-forget household return or as a guarantee that every restaurant, bill or local purchase earns a headline reward.
No per-benefit annual values or unrestricted-spend totals are shown while the cap and local-rate conditions remain unresolved. Use Compare to read the standing terms and source notes beside another card.
Live offers from Mashreq
Bank-wide offers; each deal lists the cards that qualify.
All live deals →
