HSBC Cash+ Credit Card source profile (November 2026)

HSBC Cash+ is a cashback credit card with a standing everyday rate rather than a category-led headline. Its simple base should not be confused with an unlimited return: HSBC limits cashback-eligible purchases by the assigned credit-card limit.

Annual fee

AED 1,050 incl. VAT

Min salary

AED 30,000/mo

What the base rate covers

Everything else

Pending

Cashback-eligible purchases are limited by the assigned credit-card limit. That unknown cap is not invented or modelled, so no total-return example is calculated. Periodic spend-triggered bonus cashback is also excluded from the base rate.

The issuer describes eligible purchases and a credit-limit restriction. Your own limit is not published in the product documents, so we do not invent a cap or calculate a total cashback return from unrestricted spending.

Cash+ also advertises periodic bonus cashback tied to spending conditions. That is not part of the base rate shown here. Compare those conditions with spending you would make anyway, not extra purchases made to reach a reward.

Fees and conditions

The standard annual fee and introductory waiver are separate. The profile does not assume an ongoing waiver whose qualifying conditions have not been fully reconciled. The foreign-currency figure is the VAT-inclusive issuer processing fee, not a total conversion cost; scheme charges may also apply.

Before applying

Check the current product page and KFS, your own credit limit and the conditions for any bonus or fee waiver. HSBC says an account with it is not required for this card. Meeting the listed income and age conditions does not guarantee approval.

Use Compare to inspect the standing terms beside Live+, while retaining each profile’s source limitations.