Scroll across the table to compare every column.
| Card | Min salary | Annual fee | FX fee | Salary transfer | Welcome bonus |
|---|---|---|---|---|---|
 FAB Etihad Guest InfiniteFirst Abu Dhabi Bank | AED 30,000/mo | AED 2,625 | Up to 2.74% issuer FX charges including VAT; scheme charges may also apply | Not required | Welcome offer pending source review. |
 RAKBANK World Credit CardRAKBANK | AED 20,000/mo | AED 997.50 (year 2+) | Pending | Not required | Welcome offer pending source review. |
| AED 15,000/mo | AED 735 | Pending | Not required | — | |
 Citi Cash Back Credit CardCitibank | AED 8,000/mo | AED 315 (year 2+) | 2.99% | Not required | Citi’s product page advertises an AED 300 joining-bonus statement credit for eligible direct applicants on AED 6,000 of qualifying spend within 60 days. Check the terms shown for your application route. |
| Wio Credit (Mastercard World)Wio Bank | AED 7,000/mo | Pending | 2% | Not required | — |
 ADIB Cashback Visa Covered CardAbu Dhabi Islamic Bank | AED 5,000/mo | AED 103.95 | Pending | Not required | — |
 CBD One Credit CardCommercial Bank of Dubai | AED 5,000/mo | Free | Pending | Not required | — |
 DIB Consumer Cashback Reward CardDubai Islamic Bank | AED 5,000/mo | AED 210 (year 2+) | 3.7% | Not required | — |
 FAB Cashback CardFirst Abu Dhabi Bank | AED 5,000/mo | AED 315 | Up to 2.74% issuer FX charges including VAT; scheme charges may also apply | Not required | Welcome offer pending source review. |
| AED 5,000/mo | Free | Pending | Not required | — | |
| Mashreq Cashback Credit CardMashreq | AED 5,000/mo | Free | 2.89% | Not required | AED 500 welcome bonus for new credit-card customers (AED 100 for existing customers) on AED 5,000 of spend within the first 2 months. |
 Standard Chartered Platinum X Credit CardStandard Chartered | AED 5,000/mo | AED 525 | Up to 2.99% issuer FX charges including VAT; scheme charges may also apply | Not required | — |
What AED 30,000 unlocks that AED 20,000 did not
- FAB Etihad Guest Infinite — published minimum AED 30,000/mo
How to read this table
The salary figures are the issuers' published minimums — banks can and do approve or decline either side of them, and several price the same card differently with and without a salary transfer. Cards whose minimum we could not verify against a published source are left off this page entirely rather than shown as within reach; invitation-only cards are excluded for the same reason.
If you are moving your salary anyway, check the salary-transfer tracker first — at several banks the switch itself currently pays a banded cash bonus on top of whatever card you take.