Mashreq

Mashreq’s card portfolio combines direct cashback with named rewards programmes. The first decision is which reward you can use, followed by the qualifying spend, fees and redemption conditions—not simply the largest displayed multiplier.

Cards currently covered

The Mashreq Cashback profile is a dining-led card. Its current product page limits cashback-eligible statement-cycle spending by the assigned credit-card limit. This is not an uncapped promise, and your own credit limit is not a published numeric cap that we can enter into a universal return calculator.

The product and KFS use different bounds for other UAE spending. That row remains Pending until reconciled. Bill payments through Mashreq Online and Mobile Banking App are excluded even where a reduced sector rate is otherwise published.

Wider product coverage is being assessed against current product pages and named KFS rows. An issuer catalogue listing is not, by itself, a fully verified profile or evidence that every acquisition route remains open.

Rewards are not all the same currency

Cashback, Aura Points and Vantage points have different programme terms. Keep purchase scope, payment channels, redemption rules and native reward limits with the rate when comparing cards. A points figure is not a cash return without an approved conversion basis.

Salary offers and eligibility

Card qualification and salary-transfer promotions are separate decisions. Check the salary-transfer tracker for the currently covered offers, then read the relevant issuer terms. A published salary minimum or an application link does not guarantee approval.

Before choosing a card

Read the card profile’s source notes and date. Confirm the current KFS, assigned limit, reward exclusions and any introductory conditions directly with Mashreq. Use Card Finder for the covered catalogue and Compare to inspect terms without assuming that unlike reward units are equivalent.