Emirates NBD Noon One Visa vs Mashreq Cashback Credit Card
Two free everyday cards, one paying inside an ecosystem and one in cash.
Verified 17 Sept 2026Our verdict
The noon One pays a far higher rate than anything else here, but in noon credits and only on noon — outside that it is an ordinary flat-rate card. It is a good card if your groceries and food delivery already run through noon, and unremarkable if they do not.
Mashreq pays real cashback and pays it anywhere, with a strong dining rate. Note its bill-bundle rate, which is very low and covers a wide list of everyday categories; the table carries the current figures.
Side by side
| ENBD Noon One Visa | Mashreq Cashback Credit Card | |
|---|---|---|
| Annual fee (year 2+) Annual fee year 2+ | Free | Free |
| Minimum salary Min salary | AED 5,000/mo | AED 5,000/mo |
| Top earn rate Top earn rate | Dining 20% ↗ | Dining 5% |
| Welcome bonus Welcome bonus | AED 500 noon credits on AED 5,000 spend + 1-year free noon One membership | AED 500 welcome bonus for new credit-card customers (AED 100 for existing customers) on AED 5,000 of spend within the first 2 months. |
| Lounge access Lounge access | None | None |
The full reviews
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