ADIB Aldar Visa Platinum Card source profile (November 2026)

ADIB Aldar Visa Platinum Card is an ADIB covered-card product. This is a partial source profile, not an assurance that you qualify or that every cost and benefit has been reconciled.

Annual fee

AED 208.95 incl. VAT

Min salary

Pending

How the rewards work

The terms name Aldar Education, Properties, Malls and Hospitality categories, but also impose a Participating Aldar Ecosystem limitation whose interaction with overseas rows remains unresolved.

Aldar Malls and Aldar HospitalityNamed current card tier only. Qualifying expenditure only; issuer merchant, EEA, card-limit and payment-status conditions apply. Ecosystem/award scope is unresolved; see the source-conditions note.

120 Darna Points per AED 100Source-stated qualifying rate

Non-AED qualifying spend outside the UAE, excluding the EEANamed current card tier only. Qualifying expenditure only; issuer merchant, EEA, card-limit and payment-status conditions apply. Only non-AED Qualifying Expenditure outside the UAE in the named geography qualifies for this row. Ecosystem/award scope is unresolved; see the source-conditions note.

30 Darna Points per AED 100Source-stated qualifying rate

Non-AED qualifying spend outside the UAE in the EEANamed current card tier only. Qualifying expenditure only; issuer merchant, EEA, card-limit and payment-status conditions apply. Only non-AED Qualifying Expenditure outside the UAE in the named geography qualifies for this row. Ecosystem/award scope is unresolved; see the source-conditions note.

5 Darna Points per AED 100Source-stated qualifying rate

Aldar Education and Aldar PropertiesNamed current card tier only. Qualifying expenditure only; issuer merchant, EEA, card-limit and payment-status conditions apply. This is the named Aldar Education/Properties row, not all UAE spending. Ecosystem/award scope is unresolved; see the source-conditions note.

20 Darna Points per AED 100Source-stated qualifying rate

Issuer-defined specific merchantsNamed current card tier only. Qualifying expenditure only; issuer merchant, EEA, card-limit and payment-status conditions apply. Ecosystem/award scope is unresolved; see the source-conditions note.

5 Darna Points per AED 100Source-stated qualifying rate

These are named source-qualified rows, not a universal earn rate or guaranteed total return. All figures apply only to qualifying expenditure; specific merchants, EEA, card-limit, payment-status and other issuer conditions remain applicable. The full foreign-currency cost has not been confirmed. Check issuer charges, VAT and any scheme charges separately. Product marketing says domestic spend; V31 labels the UAE row 'within UAE, at Aldar Education and Aldar Properties'. The named-merchant row does not establish a rate for all domestic spending. V31 eligibility clause 33.1 limits approved Qualifying Expenditure to the Participating Aldar Ecosystem, while 33.2 also lists non-AED international and EEA award rows. The ecosystem-versus-award-row scope remains unresolved; a null base rate or named local-merchant row does not resolve it. Do not present the eligibility and award-row wording as reconciled.

The displayed rows are source-qualified observations. They are not a universal base rate, a cash conversion or a total-return ranking. Native reward limits and purchase-channel conditions remain part of the issuer terms.

What the fee figure does and does not cover

The displayed annual fee is the standard primary-card charge from the reviewed source row. It is not a first-year or total annual cost. Joining charges, any waiver and profit charges remain Pending; an omitted field does not mean zero. Welcome incentives and perks have not been fully verified or assigned a cash value.

Before applying

A named Aldar Education or Properties rate is not a rate for all UAE spending. Confirm the ecosystem condition and merchant classification before choosing the card.

Read the current issuer product page, KFS and linked programme conditions. Salary, residency, employment and transfer requirements are not fully reconciled in this profile. Any income amount retained in the source record does not establish complete eligibility or guarantee approval.

Use the comparison tool to inspect the source-qualified terms beside the existing Cashback profile, without assuming that unlike reward units or unresolved charges are equivalent.