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Emirates NBD Skywards Signature vs Emirates NBD Skywards Infinite

The same Skywards Miles at two tiers, two fees and two salary floors.

Verified 17 Sept 2026

Our verdict

The Infinite earns a third more on every category and carries more than twice the fee, so it is a spend-volume question rather than a preference. Its fee waiver is the deciding term for most holders: it is conditional on an annual spend threshold that the Signature's is not.

Both earn per US dollar, not per dirham, which is why the mile counts in the table are lower than the rate numbers suggest. The salary floors differ enough that the choice is often made for you.

Side by side

ENBD Skywards Signature ENBD Skywards Infinite
Annual fee (year 2+) Annual fee year 2+ AED 735 (incl. VAT) ↗ AED 1,575 (incl. VAT)
Joining fee (year 1) Joining fee year 1 AED 1,573.95 (incl. VAT) ↗ AED 3,148.95 (incl. VAT)
Minimum salary Min salary AED 12,000/mo ↗ AED 30,000/mo
Top earn rate Top earn rate Dining 1.5× per USD 1 Dining 2× per USD 1 ↗
Welcome bonus Welcome bonus Up to 40,000 Skywards Miles + Visa lounge access Up to 100,000 Skywards Miles + complimentary Rotana Rewards
Lounge access Lounge access DragonPass — 6 visits/yr DragonPass — unlimited ↗

The full reviews

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