Skip to content
DubaiPoints
Cards / Compare

Emirates NBD Skywards Signature vs Emirates NBD Skywards Infinite

Compare Skywards earning, fees and qualification at two card tiers.

Source record 1 Nov 2026 — terms pending

Our verdict

Compare the source-qualified Skywards earning rows against your actual merchants and transaction currencies. Reduced categories, excluded payments and statement caps mean the headline rate is not a promise on every purchase. Neither tier gets an unrestricted annual-return estimate here.

Check the separately stated joining fee, renewal fee and application-specific waiver before paying for the higher tier. The published salary minimum is only one qualification condition; a pending salary-transfer rule is not evidence that transfer is either compulsory or unnecessary.

Side by side

Emirates NBD Skywards Signature and Emirates NBD Skywards Infinite: fees, eligibility, earn rates and benefits
Measure
Card image: emiratesnbd.com
Card image: emiratesnbd.com
Fees
Annual fee (year 2+) Annual fee year 2+ AED 735 (incl. VAT) ↗ AED 1,575 (incl. VAT)
Joining fee (year 1) Joining fee year 1 AED 1,573.95 (incl. VAT) ↗ AED 3,148.95 (incl. VAT)
Eligibility
Minimum salary Min salary AED 12,000/mo ↗ AED 30,000/mo
Earn
Top earn rate Top earn rate — —
Benefits
Welcome bonus Welcome bonus Up to 40,000 Skywards Miles: 15,000 on joining-fee payment; 15,000 on USD 10,000 spend within the first 3 billing statements; 10,000 on USD 3,750 Emirates spend within the first 12 billing statements. Subject to current offer terms. Up to 100,000 Skywards Miles: 35,000 on joining-fee payment; 40,000 on USD 25,000 spend within the first 3 billing statements; 25,000 on USD 7,500 Emirates spend within the first 12 billing statements. Subject to current offer terms, not a 90-day unconditional award.
Lounge access Lounge access Visa Airport Companion — unlimited Pending

Year one vs ongoing value

Adjust spend AED 7,800/month

Compare spend rewards minus card fees on eligible everyday UAE purchases.

Uses each card’s general rate, not boosted or reduced-rate categories, and assumes you pay the balance in full. Welcome offers, perks, paid add-ons, rebates and foreign-currency charges aren’t included. Issuer exclusions and credit limits still apply. Targeted or promotional fee waivers are not modelled unless stated on the estimate.

Model groceries, dining and other categories in the spend-return calculator →

Emirates NBD Skywards Signature

Estimated spend value

First year
Not estimated
Standard renewal
Not estimated Before any renewal waiver

Source-qualified reward rows are display-only; no universal all-spend rate or total return is assumed.

What’s included for Emirates NBD Skywards Signature
Annual spend rewards
Not estimated
First-year fee modelled
Confirm with issuer
Standard renewal fee
AED 735

Confirm the first-year annual fee and waiver conditions with the issuer.

The listed welcome offer is separate. Check its application route, spend conditions and timing in the card review.

Check issuer terms ↗

Emirates NBD Skywards Infinite

Estimated spend value

First year
Not estimated
Standard renewal
Not estimated Before any renewal waiver

Source-qualified reward rows are display-only; no universal all-spend rate or total return is assumed.

What’s included for Emirates NBD Skywards Infinite
Annual spend rewards
Not estimated
First-year fee modelled
Confirm with issuer
Standard renewal fee
AED 1,575

Confirm the first-year annual fee and waiver conditions with the issuer.

The listed welcome offer is separate. Check its application route, spend conditions and timing in the card review.

Check issuer terms ↗

The full reviews

Other matchups