Abu Dhabi Islamic Bank

ADIB calls its products covered cards. Its range spans cashback and co-branded rewards, but a shared issuer does not make the cards’ earning rules, costs or eligibility interchangeable.

Card families currently covered

Cashback Visa remains the existing cashback profile. The wider catalogue now also has source-qualified partial profiles:

• Exceed Visa and Booking.com Visa Signature use named Exceed programme conditions.
• Etihad Guest Gold, Platinum and Infinite retain the regular card cohort, distinct from private or self-funded variants.
• Smiles Classic and Signature distinguish app and other qualifying purchases.
• SHARE Platinum and Infinite disclose the unresolved interaction between programme and ecosystem scope.
• Skywards Visa Signature is a separate identity from legacy World cards and the unresolved Infinite fee-choice profile.
• Marriott Bonvoy Signature and Infinite preserve their contractual currency denominators and participating-outlet restrictions.
• Aldar Platinum and Infinite retain named merchant categories and the unresolved Participating Aldar Ecosystem limitation.

These additions are not blanket-verified or salary-qualified recommendations. They are maintained through manual primary-source review, outside the automatic paid scrape and monitor fleet. Each profile has its own source-record date and visible pending terms.

Compare the conditions, not just the points figure

The source-qualified rows state their reward currency, spend denominator and merchant or geographic scope. An EEA row is not relabelled Europe or UK. Where the terms require non-AED qualifying expenditure outside the UAE, that condition stays with the row. Named Aldar Education or Properties rates are not rates for all UAE spending.

For Marriott, the direct-charge condition is limited to Participating Hotels and qualifying Marriott-branded retail, online and gift-card outlets wholly owned or managed by Marriott International or its affiliates. Third-party bookings and independent outlets are not assumed eligible.

Fees and pending qualification

The new profiles display the standard primary annual fee with its VAT basis. They do not estimate a first-year or total annual cost while joining charges, waivers and profit charges remain unreconciled. An omitted charge is not zero. Exact comparable FX costs and full salary-transfer, residency and employment conditions remain Pending.

Profiles with no confirmed universal earn rate are not totalled or ranked as all-spend returns. You can still inspect them deliberately in Compare and check their linked issuer sources.

Coverage boundaries

A current catalogue link alone is not enough to publish a new active profile. Exceed Visa Platinum is held because the current schedule marks it discontinued for new customers despite an application link. Skywards Visa Infinite is held while its conditional fee choices remain unresolved. Legacy and current branded cohorts are not counted twice.

Before applying, confirm the current product page, KFS and programme conditions with ADIB. A published income amount or an application link does not guarantee approval. The salary-transfer tracker is a separate view of covered account promotions, not a substitute for card eligibility.