HSBC Emirates Skywards Signature Credit Card source profile (November 2026)

The HSBC Emirates Skywards Signature Credit Card is a direct Miles-earning product. Its standing earning and fee terms can be compared, but its employer-dependent income requirements are not represented as a universal salary qualification.

Annual fee

AED 1,050 incl. VAT

Min salary

Pending

Top earn rate

1× per USD 1 International

Earning basis and exclusions

Groceries

0.1× per USD 1

Fuel

0.1× per USD 1

International spend

1× per USD 1

Utilities

0.1× per USD 1

Insurance

0.1× per USD 1

Supermarkets

0.1× per USD 1

Car dealers

0.1× per USD 1

Education

0.1× per USD 1

Government services

0.1× per USD 1

Rent and real estate

0.1× per USD 1

Telecom

0.1× per USD 1

Transport

0.1× per USD 1

Everything else

0.75× per USD 1

Direct-carrier earning boosts are not treated as an all-airfare rate. Reduced-sector rates apply to AED transactions.

The rates use USD-equivalent spending, not a Miles-per-AED basis. Reduced-sector rates in this profile apply to the issuer’s specified AED categories. The higher direct Emirates and flydubai earning opportunity is not treated as a rate for all airfare, and welcome incentives are not included in the standing calculation.

Fees

The listed annual fee includes VAT. The foreign-currency amount is the issuer processing fee including VAT, not the total cost of conversion. Scheme charges may also apply.

Eligibility must be checked with HSBC

The product page distinguishes employees of approved companies from other applicants. The KFS also states a salary requirement. This profile therefore leaves the universal salary field Pending and does not put the card into salary-qualified recommendations.

That is not a claim that the card has no minimum. Ask HSBC which route applies to your employer and application, and read its current documents before applying. You can still compare the published terms with the Infinite card without treating either profile as an approval decision.