Emirates NBD Voyager World Credit Card vs ADCB Traveller Credit Card
A free travel-miles card against a premium travel-cashback card at zero FX.
Verified 1 Nov 2026Our verdict
The Traveller is the stronger card for someone who books flights and hotels on it: it pays a double-digit cashback rate on both, and charges no foreign-transaction fee at all, which is rare in this market. It also carries a high fee with no waiver, so it needs the travel spend to make sense.
The Voyager World costs nothing and earns miles rather than dirhams, but we publish no baseline for that currency, so we do not present an AED figure for it. Treat the two as answering different questions rather than as a like-for-like.
Side by side
| Annual fee (year 2+) Annual fee year 2+ | Free ↗ | AED 1,575 (incl. VAT) |
|---|---|---|
| Minimum salary Min salary | AED 12,000/mo ↗ | AED 20,000/mo |
| Top earn rate Top earn rate | Travel 3× per AED 1 ↗ | — |
| Welcome bonus Welcome bonus | 75,000 Voyager Miles when you spend AED 35,000 within the first 3 billing statements. | — |
| Lounge access Lounge access | Mastercard Travel Pass — unlimited ↗ | None |
Year one vs ongoing value
Adjust spend AED 7,800/month
Compare spend rewards minus card fees on eligible everyday UAE purchases.
Uses each card’s general rate, not boosted or reduced-rate categories, and assumes you pay the balance in full. Welcome offers, perks, paid add-ons, rebates and foreign-currency charges aren’t included. Issuer exclusions and credit limits still apply. Targeted or promotional fee waivers are not modelled unless stated on the estimate.
Model groceries, dining and other categories in the spend-return calculator →
Emirates NBD Voyager World Credit Card
Estimated spend value
- First year
- Not estimated
- Each year after
- Not estimated
No confirmed AED basis for these rewards.
What’s included for Emirates NBD Voyager World Credit Card
- Annual spend rewards
- Not estimated
- First-year fee modelled
- AED 0
- Standard renewal fee
- AED 0
The published cap limits this example.
The listed welcome offer is separate. Check its application route, spend conditions and timing in the card review.
ADCB Traveller Credit Card
Estimated spend value
- First year
- Not estimated
- Each year after
- Not estimated
No confirmed AED basis for these rewards.
What’s included for ADCB Traveller Credit Card
- Annual spend rewards
- Not estimated
- First-year fee modelled
- AED 1,575
- Standard renewal fee
- AED 1,575
The published cap limits this example.
Waiver terms: Per ADCB SoF Ver.46 (Feb 2026): AED 1,575/year Aspire (AED 787.50 Privilege/Excellency), no first-year waiver.
The full reviews
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