Salary transfer
Emirates Islamic
Emirates Islamic — Salary Transfer Cashback (June–September 2026)
Last verified 22 Sept 2026| Salary band | Reward | Type | Pays out |
|---|---|---|---|
| AED 5,000 – AED 7,499 | AED 250 | cash | +5 months |
| AED 7,500 – AED 9,999 | AED 300 | cash | +5 months |
| AED 10,000 – AED 14,999 | AED 800 | cash | +5 months |
| AED 15,000 – AED 34,999 | AED 1,100 | cash | +5 months |
| AED 35,000 – AED 49,999 | AED 2,250 | cash | +5 months |
| AED 50,000 – no limit | AED 4,000 | cash | +5 months |
Requirements
- Offer window 1 June – 30 September 2026. Campaign enrolment (the form on the offer page) is required for both new and existing EI customers.
- New-to-Group only: no salary-transfer relationship with the Emirates NBD Group — Emirates NBD *or* Emirates Islamic — in the 6 months before the first salary credit. Existing ENBD salary customers are excluded.
- Three consecutive calendar months of salary credits qualify you; if the amounts differ, the cashback band is computed on the LOWER of the 2nd and 3rd months' salaries.
- Salary must arrive from a UAE employer via WPS/official channels; cash, cheque or personal-account transfers don't count.
- New-to-bank customers must also make a first debit-card transaction and register for EI+ mobile/online banking within 60 days of opening.
- UAE Nationals earn higher CASA amounts than the table above (AED 100 / 200 / 500 / 750 / 2,000 / 5,000 by band) — our table shows the non-national figures, the larger share of our readership.
- Card component: first new Covered Card only; Emarati, Skywards Black, Etihad Guest and Amazon Covered Cards are excluded. Existing EI cardholders are ineligible for the card component.
- Transferring the salary into a Super Savings Skywards or Super Savings Etihad Guest account disqualifies the whole campaign, as does holding an active Personal Finance facility at payout time.
- An extra AED 100 is paid for opening a first Alpha Youth Account within 60 days of the first salary credit (not included in the band totals above).
Real-world notes
- Re-verified 22 September 2026 against the live offer page. Every band above still matches the bank’s published tables, and the page still reads “The offer is valid from 1 June 2026 until 30 September 2026”. The re-check was prompted by the offers-index monitor reporting that the salary-transfer offer had been removed — it had not; the index page churns independently of the offer page, which is the source we cite. A change signal is not a fact (Charter §6).
- First verified 22 August 2026 against the live offer page and the campaign Terms and Conditions. Band figures are the banks’ published tables verbatim; we headline the non-UAE-national amounts and list the National uplift in the requirements.
- The new-to-Group rule is the trap to know. Emirates Islamic is an Emirates NBD Group bank, so a salary relationship with Emirates NBD in the last 6 months disqualifies you — switching between the group’s two brands earns nothing.
- The lowest-month rule mirrors RAKBANK’s: the band is computed on the lower of your 2nd and 3rd months’ salaries, so one light month re-bands the payout.
- The AED 4,000 expat headline needs a 50,000+ salary and AED 18,000 of Covered Card spend inside 60 days; the guaranteed no-card figure at that band is AED 3,000 (AED 5,000 for Nationals).
- Enrolment is not automatic — submit the campaign form on the offer page or the reward will not track. Sharia-compliant throughout; the “cards” are EI Covered Cards.