Salary transfer

Dubai Islamic Bank

Dubai Islamic Bank — DIB XTRA Salary Transfer Bonus

Last verified 13 Oct 2026

Payday to payout

Open or enrol
Start a new qualifying salary transfer into an eligible Al Islami account. Check the six-month salary lookback and confirm the campaign is still open: the terms do not give a fixed end date.
Meet the conditions
Receive at least two eligible salaries within 90 days of taking the first product in the bundle. You also need an eligible Covered Card or qualifying finance. Confirm the product and any spend condition with DIB.
When it pays
DIB allows up to 60 calendar days from the later applicable bundle or spend window for the joining bonus. Home-finance valuation fees follow separate rules.
Keep the reward
Check the separate card or finance terms before committing. DIB may withhold or reverse the reward for default, fraud or a breach of the terms.

Salary band	Reward	Type
AED 5,000 – AED 7,999	AED 250	cash
AED 8,000 – AED 14,999	AED 500	cash
AED 15,000 – AED 34,999	AED 1,000	cash
AED 35,000 – AED 49,999	AED 2,500	cash
AED 50,000 – no limit	AED 3,000	cash

Requirements

Open a new salary transfer on an Al Islami 2-in-1 or Al Islami Savings Account (Sharia, Mudaraba-based) and transfer a salary of AED 5,000+.
New DIB salary customers only — no DIB salary transfer in the previous 6 months; at least 2 salaries must be credited.
BUNDLE REQUIRED: the salary-transfer bonus is only paid alongside an eligible DIB covered card and/or an eligible finance facility (personal finance ≥ AED 75,000 or auto finance ≥ AED 50,000). It is not a standalone salary-transfer bonus.
Salary must be credited via the UAE Wage Protection System / Fund Transfer System (cash, cheque or personal-account transfers don't qualify).
An extra 15% on the bonus for products taken through DIB's 'alt' mobile / online digital channels.

Real-world notes

Re-verified 13 October 2026: the XTRA campaign terms at the source URL were re-read and the salary-transfer bands and AED 5,000 minimum are unchanged. The terms still set no end date.
Verified 30 June 2026 against DIB’s published DIB XTRA Salary Transfer Campaign Terms & Conditions (PDF). Campaign start date 1 January 2026; no published hard end date (validUntil set to year-end as a conservative marker).
The band figures here are the salary-transfer column of the T&C table for standard/resident customers (AED 250 / 500 / 1,000 / 2,500 / 3,000). UAE Nationals get a higher salary-transfer table (AED 500 / 1,000 / 2,000 / 3,500 / 5,500).
DIB’s marketing headline “up to AED 16,000” is the sum of the salary- transfer bonus plus separate personal-finance, auto-finance, home-finance and covered-card bonuses — achievable only by taking the full bundle. We list only the verifiable salary-transfer component.
The catch is the bundle: unlike the Mashreq bonus, DIB’s salary-transfer bonus is not standalone — it pays only if you also take an eligible covered card or finance facility. Weigh the bonus against the cost/commitment of that product.
One of two Sharia-compliant offers in the tracker as of 13 October 2026; the other is RAKislamic’s October cash reward.
Re-verified 6 August 2026, and a source ambiguity retired with it: DIB also hosts an older XTRA campaign T&C (9684-salary-transfer-tc.pdf) whose own definitions date it 10 July – 7 September 2024, with an AED 8,000 minimum and smaller bands. That document is expired, not a competing reading — the AED 5,000 minimum and the bands above come from the current campaign T&C (start 1 January 2026) and matched it verbatim on re-check.